era <\/a>ini?<\/p>\n","protected":false},"excerpt":{"rendered":"Bank Indonesia akan menerbitkan mata uang rupiah digital bank sentral atau Central Bank Digital Currency (CBDC). Penerbitan ini lantaran maraknya penggunaan aset kripto sebagai efisiensi sistem keuangan di era digitalisasi. Sayangnya, aset kripto berpotensi menimbulkan sumber risiko baru sehingga dapat mempengaruhi stabilitas ekonomi, moneter, dan sistem keuangan. Mengenal Uang Digital Rupiah digital merupakan mata uang digital yang diterbitkan […]<\/p>\n","protected":false},"author":6,"featured_media":1072,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","jpwt_enable_post_donation":"0","override_template":"0","override":[{"template":"2","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"0","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":""},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[287,1,296,288],"tags":[331,330,328,326,332,333,335,327,329,334,324,325,301],"class_list":["post-1068","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel","category-bantuan","category-lifestyle","category-keuangan","tag-apa-itu-rupiah-digital","tag-apa-itu-uang-digital","tag-aset-kripto","tag-bank-sentral","tag-bedanya-rupiah-digital-dengan-uang-elektronik","tag-cbdc","tag-era-digitalisasi","tag-mata-uang","tag-pasar-modal","tag-penerbitan-mata-uang-rupiah-digital","tag-rupiah-digital","tag-uang-digital","tag-uang-elektronik"],"yoast_head":"\n
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Sayangnya, aset kripto berpotensi menimbulkan sumber risiko baru sehingga dapat mempengaruhi stabilitas ekonomi, moneter, dan sistem keuangan. <\/p>\n"},"2":{"blockName":"core\/heading","attrs":{"textAlign":"","content":"Mengenal Uang Digital","level":2,"levelOptions":[],"placeholder":"","lock":[],"metadata":[],"align":"","className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<h2>Mengenal Uang Digital<\/h2>\n","innerContent":["\n<h2>Mengenal Uang Digital<\/h2>\n"],"rendered":"\n<h2 class=\"wp-block-heading\">Mengenal Uang Digital<\/h2>\n"},"4":{"blockName":"core\/paragraph","attrs":{"align":"","content":"<strong>Rupiah digital<\/strong>\u00a0merupakan <a href=\"https:\/\/finplan.id\/kamus\/a\/mata-uang\">mata uang\u00a0<\/a>digital yang diterbitkan oleh Bank Indonesia. Secara konsep, hampir\u00a0sama\u00a0dengan mata uang kripto. Hanya saja, harganya disesuaikan dengan mata <a href=\"https:\/\/finplan.id\/kamus\/a\/uang-kartal\">uang kartal<\/a> di negara terkait. ","dropCap":false,"placeholder":"","direction":"","lock":[],"metadata":[],"className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<p><strong>Rupiah digital<\/strong> merupakan <a href=\"https:\/\/finplan.id\/kamus\/a\/mata-uang\">mata uang <\/a>digital yang diterbitkan oleh Bank Indonesia. Secara konsep, hampir sama dengan mata uang kripto. Hanya saja, harganya disesuaikan dengan mata <a href=\"https:\/\/finplan.id\/kamus\/a\/uang-kartal\">uang kartal<\/a> di negara terkait. <\/p>\n","innerContent":["\n<p><strong>Rupiah digital<\/strong> merupakan <a href=\"https:\/\/finplan.id\/kamus\/a\/mata-uang\">mata uang <\/a>digital yang diterbitkan oleh Bank Indonesia. Secara konsep, hampir sama dengan mata uang kripto. Hanya saja, harganya disesuaikan dengan mata <a href=\"https:\/\/finplan.id\/kamus\/a\/uang-kartal\">uang kartal<\/a> di negara terkait. <\/p>\n"],"rendered":"\n<p><strong>Rupiah digital<\/strong> merupakan <a href=\"https:\/\/finplan.id\/kamus\/a\/mata-uang\">mata uang <\/a>digital yang diterbitkan oleh Bank Indonesia. Secara konsep, hampir sama dengan mata uang kripto. Hanya saja, harganya disesuaikan dengan mata <a href=\"https:\/\/finplan.id\/kamus\/a\/uang-kartal\">uang kartal<\/a> di negara terkait. <\/p>\n"},"6":{"blockName":"core\/paragraph","attrs":{"align":"","content":"Penerbitan ini berpotensi meningkatkan pertumbuhan <a href=\"https:\/\/finplan.id\/kamus\/a\/pasar-modal\">pasar modal <\/a>dan membuka peluang bisnis baru. Selain itu, juga bertujuan untuk mengatasi risiko stabilitas aset kripto yang berpotensi menimbulkan sumber risiko baru.","dropCap":false,"placeholder":"","direction":"","lock":[],"metadata":[],"className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<p>Penerbitan ini berpotensi meningkatkan pertumbuhan <a href=\"https:\/\/finplan.id\/kamus\/a\/pasar-modal\">pasar modal <\/a>dan membuka peluang bisnis baru. Selain itu, juga bertujuan untuk mengatasi risiko stabilitas aset kripto yang berpotensi menimbulkan sumber risiko baru.<\/p>\n","innerContent":["\n<p>Penerbitan ini berpotensi meningkatkan pertumbuhan <a href=\"https:\/\/finplan.id\/kamus\/a\/pasar-modal\">pasar modal <\/a>dan membuka peluang bisnis baru. Selain itu, juga bertujuan untuk mengatasi risiko stabilitas aset kripto yang berpotensi menimbulkan sumber risiko baru.<\/p>\n"],"rendered":"\n<p>Penerbitan ini berpotensi meningkatkan pertumbuhan <a href=\"https:\/\/finplan.id\/kamus\/a\/pasar-modal\">pasar modal <\/a>dan membuka peluang bisnis baru. Selain itu, juga bertujuan untuk mengatasi risiko stabilitas aset kripto yang berpotensi menimbulkan sumber risiko baru.<\/p>\n"},"8":{"blockName":"core\/image","attrs":{"align":"center","id":1070,"width":386,"height":545,"sizeSlug":"large","linkDestination":"none","blob":"","url":"https:\/\/finplan.id\/blog\/wp-content\/uploads\/2022\/10\/White-Minimalist-Financial-instagram-post-724x1024.png","alt":"Tujuan Rupiah Digital","caption":"Tujuan Menerbitkan Rupiah Digital","lightbox":[],"title":"","href":"","rel":"","linkClass":"","aspectRatio":"","scale":"","linkTarget":"","lock":[],"metadata":[],"className":"","style":[],"borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img src=\"https:\/\/finplan.id\/blog\/wp-content\/uploads\/2022\/10\/White-Minimalist-Financial-instagram-post-724x1024.png\" alt=\"Tujuan Rupiah Digital\" class=\"wp-image-1070\" width=\"386\" height=\"545\" \/><figcaption>Tujuan Menerbitkan Rupiah Digital<\/figcaption><\/figure><\/div>\n","innerContent":["\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img src=\"https:\/\/finplan.id\/blog\/wp-content\/uploads\/2022\/10\/White-Minimalist-Financial-instagram-post-724x1024.png\" alt=\"Tujuan Rupiah Digital\" class=\"wp-image-1070\" width=\"386\" height=\"545\" \/><figcaption>Tujuan Menerbitkan Rupiah Digital<\/figcaption><\/figure><\/div>\n"],"rendered":"\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img src=\"https:\/\/finplan.id\/blog\/wp-content\/uploads\/2022\/10\/White-Minimalist-Financial-instagram-post-724x1024.png\" alt=\"Tujuan Rupiah Digital\" class=\"wp-image-1070\" width=\"386\" height=\"545\" \/><figcaption>Tujuan Menerbitkan Rupiah Digital<\/figcaption><\/figure><\/div>\n"},"10":{"blockName":"core\/heading","attrs":{"textAlign":"","content":"Bedanya Rupiah Digital Dengan Uang Elektronik","level":2,"levelOptions":[],"placeholder":"","lock":[],"metadata":[],"align":"","className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<h2>Bedanya Rupiah Digital Dengan Uang Elektronik<\/h2>\n","innerContent":["\n<h2>Bedanya Rupiah Digital Dengan Uang Elektronik<\/h2>\n"],"rendered":"\n<h2 class=\"wp-block-heading\">Bedanya Rupiah Digital Dengan Uang Elektronik<\/h2>\n"},"12":{"blockName":"core\/paragraph","attrs":{"align":"","content":"Lantas, apa bedanya uang digital dengan uang elektronik?","dropCap":false,"placeholder":"","direction":"","lock":[],"metadata":[],"className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<p>Lantas, apa bedanya uang digital dengan uang elektronik?<\/p>\n","innerContent":["\n<p>Lantas, apa bedanya uang digital dengan uang elektronik?<\/p>\n"],"rendered":"\n<p>Lantas, apa bedanya uang digital dengan uang elektronik?<\/p>\n"},"14":{"blockName":"core\/heading","attrs":{"level":3,"textAlign":"","content":"1. Penerbit ","levelOptions":[],"placeholder":"","lock":[],"metadata":[],"align":"","className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<h3>1. Penerbit <\/h3>\n","innerContent":["\n<h3>1. Penerbit <\/h3>\n"],"rendered":"\n<h3 class=\"wp-block-heading\">1. Penerbit <\/h3>\n"},"16":{"blockName":"core\/paragraph","attrs":{"align":"","content":"Central Bank Digital Currency (CBDC) adalah uang digital yang diterbitkan dan peredarannya dikontrol oleh bank sentral sebagai alat pembayaran yang sah untuk menggantikan uang kartal. CBDC akan bertindak sebagai representasi digital dari mata uang suatu negara.","dropCap":false,"placeholder":"","direction":"","lock":[],"metadata":[],"className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<p>Central Bank Digital Currency (CBDC) adalah uang digital yang diterbitkan dan peredarannya dikontrol oleh bank sentral sebagai alat pembayaran yang sah untuk menggantikan uang kartal. CBDC akan bertindak sebagai representasi digital dari mata uang suatu negara.<\/p>\n","innerContent":["\n<p>Central Bank Digital Currency (CBDC) adalah uang digital yang diterbitkan dan peredarannya dikontrol oleh bank sentral sebagai alat pembayaran yang sah untuk menggantikan uang kartal. CBDC akan bertindak sebagai representasi digital dari mata uang suatu negara.<\/p>\n"],"rendered":"\n<p>Central Bank Digital Currency (CBDC) adalah uang digital yang diterbitkan dan peredarannya dikontrol oleh bank sentral sebagai alat pembayaran yang sah untuk menggantikan uang kartal. CBDC akan bertindak sebagai representasi digital dari mata uang suatu negara.<\/p>\n"},"18":{"blockName":"core\/paragraph","attrs":{"align":"","content":"Sementara, uang elektronik merupakan alat pembayaran yang terbit atas dasar nilai uang yang pengguna harus menyetor terlebih dahulu kepada penerbit. Suatu media seperti server atau chip akan menyimpan nilai uang secara elektronik.","dropCap":false,"placeholder":"","direction":"","lock":[],"metadata":[],"className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<p>Sementara, uang elektronik merupakan alat pembayaran yang terbit atas dasar nilai uang yang pengguna harus menyetor terlebih dahulu kepada penerbit. Suatu media seperti server atau chip akan menyimpan nilai uang secara elektronik.<\/p>\n","innerContent":["\n<p>Sementara, uang elektronik merupakan alat pembayaran yang terbit atas dasar nilai uang yang pengguna harus menyetor terlebih dahulu kepada penerbit. Suatu media seperti server atau chip akan menyimpan nilai uang secara elektronik.<\/p>\n"],"rendered":"\n<p>Sementara, uang elektronik merupakan alat pembayaran yang terbit atas dasar nilai uang yang pengguna harus menyetor terlebih dahulu kepada penerbit. Suatu media seperti server atau chip akan menyimpan nilai uang secara elektronik.<\/p>\n"},"20":{"blockName":"core\/paragraph","attrs":{"align":"","content":"Sebagai contoh, kartu debit terbit oleh bank di Indonesia dan aplikasi dompet digital oleh instansi non-bank, seperti Gopay dan OVO.","dropCap":false,"placeholder":"","direction":"","lock":[],"metadata":[],"className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<p>Sebagai contoh, kartu debit terbit oleh bank di Indonesia dan aplikasi dompet digital oleh instansi non-bank, seperti Gopay dan OVO.<\/p>\n","innerContent":["\n<p>Sebagai contoh, kartu debit terbit oleh bank di Indonesia dan aplikasi dompet digital oleh instansi non-bank, seperti Gopay dan OVO.<\/p>\n"],"rendered":"\n<p>Sebagai contoh, kartu debit terbit oleh bank di Indonesia dan aplikasi dompet digital oleh instansi non-bank, seperti Gopay dan OVO.<\/p>\n"},"22":{"blockName":"core\/heading","attrs":{"level":3,"textAlign":"","content":"2. Risiko Mata Uang","levelOptions":[],"placeholder":"","lock":[],"metadata":[],"align":"","className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<h3>2. Risiko Mata Uang<\/h3>\n","innerContent":["\n<h3>2. Risiko Mata Uang<\/h3>\n"],"rendered":"\n<h3 class=\"wp-block-heading\">2. Risiko Mata Uang<\/h3>\n"},"24":{"blockName":"core\/paragraph","attrs":{"align":"","content":"Risiko kredit bank sentral mata uang rupiah digital digadang-gadang lebih rendah dari pada uang elektronik atau dompet digital karena diterbitkan oleh bank sentral. Begitupun dengan jaminan keadamannya. ","dropCap":false,"placeholder":"","direction":"","lock":[],"metadata":[],"className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<p>Risiko kredit bank sentral mata uang rupiah digital digadang-gadang lebih rendah dari pada uang elektronik atau dompet digital karena diterbitkan oleh bank sentral. Begitupun dengan jaminan keadamannya. <\/p>\n","innerContent":["\n<p>Risiko kredit bank sentral mata uang rupiah digital digadang-gadang lebih rendah dari pada uang elektronik atau dompet digital karena diterbitkan oleh bank sentral. Begitupun dengan jaminan keadamannya. <\/p>\n"],"rendered":"\n<p>Risiko kredit bank sentral mata uang rupiah digital digadang-gadang lebih rendah dari pada uang elektronik atau dompet digital karena diterbitkan oleh bank sentral. Begitupun dengan jaminan keadamannya. <\/p>\n"},"26":{"blockName":"core\/heading","attrs":{"level":3,"textAlign":"","content":"3. Keberadaan Status Transaksi","levelOptions":[],"placeholder":"","lock":[],"metadata":[],"align":"","className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<h3>3. Keberadaan Status Transaksi<\/h3>\n","innerContent":["\n<h3>3. Keberadaan Status Transaksi<\/h3>\n"],"rendered":"\n<h3 class=\"wp-block-heading\">3. Keberadaan Status Transaksi<\/h3>\n"},"28":{"blockName":"core\/paragraph","attrs":{"align":"","content":"Terakhir, \u00a0rupiah digital tidak akan menghilangkan keberadaan uang tunai dan uang elektronik. Namun, hanya akan menambah opsi transaksi selain dengan uang tunai dan uang elektronik.\u00a0","dropCap":false,"placeholder":"","direction":"","lock":[],"metadata":[],"className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<p>Terakhir, rupiah digital tidak akan menghilangkan keberadaan uang tunai dan uang elektronik. Namun, hanya akan menambah opsi transaksi selain dengan uang tunai dan uang elektronik. <\/p>\n","innerContent":["\n<p>Terakhir, rupiah digital tidak akan menghilangkan keberadaan uang tunai dan uang elektronik. Namun, hanya akan menambah opsi transaksi selain dengan uang tunai dan uang elektronik. <\/p>\n"],"rendered":"\n<p>Terakhir, rupiah digital tidak akan menghilangkan keberadaan uang tunai dan uang elektronik. Namun, hanya akan menambah opsi transaksi selain dengan uang tunai dan uang elektronik. <\/p>\n"},"30":{"blockName":"core\/paragraph","attrs":{"align":"","content":"Rencananya, BI akan meluncurkan desain awal uang digital pada akhir 2022 melalui white paper loh. Apa kamu antusias menyambut <a href=\"https:\/\/djpb.kemenkeu.go.id\/portal\/id\/berita\/lainnya\/opini\/3950-menuju-era-uang-rupiah-digital.html\">era <\/a>ini?","dropCap":false,"placeholder":"","direction":"","lock":[],"metadata":[],"className":"","style":[],"backgroundColor":"","textColor":"","gradient":"","fontSize":"","fontFamily":"","borderColor":"","anchor":""},"innerBlocks":[],"innerHTML":"\n<p>Rencananya, BI akan meluncurkan desain awal uang digital pada akhir 2022 melalui white paper loh. Apa kamu antusias menyambut <a href=\"https:\/\/djpb.kemenkeu.go.id\/portal\/id\/berita\/lainnya\/opini\/3950-menuju-era-uang-rupiah-digital.html\">era <\/a>ini?<\/p>\n","innerContent":["\n<p>Rencananya, BI akan meluncurkan desain awal uang digital pada akhir 2022 melalui white paper loh. Apa kamu antusias menyambut <a href=\"https:\/\/djpb.kemenkeu.go.id\/portal\/id\/berita\/lainnya\/opini\/3950-menuju-era-uang-rupiah-digital.html\">era <\/a>ini?<\/p>\n"],"rendered":"\n<p>Rencananya, BI akan meluncurkan desain awal uang digital pada akhir 2022 melalui white paper loh. Apa kamu antusias menyambut <a href=\"https:\/\/djpb.kemenkeu.go.id\/portal\/id\/berita\/lainnya\/opini\/3950-menuju-era-uang-rupiah-digital.html\">era <\/a>ini?<\/p>\n"}},"_links":{"self":[{"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/posts\/1068","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/comments?post=1068"}],"version-history":[{"count":4,"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/posts\/1068\/revisions"}],"predecessor-version":[{"id":1924,"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/posts\/1068\/revisions\/1924"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/media\/1072"}],"wp:attachment":[{"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/media?parent=1068"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/categories?post=1068"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finplan.id\/blog\/wp-json\/wp\/v2\/tags?post=1068"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"Tujuan](\"https:\/\/finplan.id\/blog\/wp-content\/uploads\/2022\/10\/White-Minimalist-Financial-instagram-post-724x1024.png\")